Platform

A flexible architecture — native, connected, intelligent.

ADIBA gives you out-of-the-box cores, connector-based interoperability with legacy systems, and an AI-native insights layer on top.

Architecture

How ADIBA fits together.

From channels to cores, ADIBA composes the layers of a modern bank into one platform — without locking you into specific underlying systems.

Channels
Web
Mobile
Branch
Partners
Omnichannel APIs
Onboarding
Accounts
Payments
Cards
Backoffice & AI
BackOffice Console
Ops & admin
Insights
Enriched data
AI Agents
Personalization · Fraud
Open Banking
Interconnect
Cores
Core Banking
Native or connector
IAM
Native or connector
CRM
Native or connector
Ledger
Native or connector

Use ADIBA's out-of-the-box cores or plug into your existing stack via connectors.

Out of the box

Native cores, included.

Stand up a working bank without procuring three more vendors. Core banking, IAM and CRM ship with ADIBA — opinionated, configurable and production-grade.

  • Core banking
    Accounts, ledger, products and transactions — production-ready out of the box.
  • Identity & access
    Customer, employee and machine identity with policy-driven access.
  • CRM
    Customer profiles, journeys and case management, unified across products.
  • Ledger & accounting
    Double-entry ledger with reconciliation and reporting baked in.
Bring your own

Legacy connectors, when you need them.

Already invested in a core, IAM or CRM you don't want to rip out? ADIBA's connector framework lets you integrate existing systems and modernize at your own pace.

Adopt ADIBA module by module — start with what gives you the biggest lift, keep the rest of your stack running, and connect the two seamlessly.

Insights layer

Enriched data, ready to use.

Every ADIBA module emits structured signals into a unified insights layer — turning raw activity into the most relevant reports and analyses on your usage.

AI agents

Specialized agents that put your data to work.

  • Personalization
    Tailored offers, journeys and content based on real behavior.
  • Fraud management
    Continuous risk scoring with explainable interventions.
  • Operations
    Triage, summarize and resolve cases to free up your team.
  • Compliance assist
    Drafts, evidence collection and audit trail support.