Merchant network

Partners, pre-integrated. Time-to-launch, dramatically shorter.

Beyond technology, ADIBA brings a curated network of merchants — already wired into the platform. Skip the procurement marathon and ship your product.

A small shop owner using a card payment terminal
Why it matters

The hidden cost of launching new banking products.

Imagine you're rolling out credit services but have no idea who handles credit checks or identity lookups in your market. That uncertainty is what kills launches.

ADIBA's merchant network gives you ready partners for exactly that — KYC, credit checks, payment rails, communications — already integrated, contracted and operational. Pick from the network or bring your own; either way, you skip months of integration work.

Categories

Four categories, dozens of partners.

Every essential service for a modern bank, available through one contract surface.

Identity & KYC

Document verification, biometrics, sanctions and PEP screening.

Credit & risk

Bureau lookups, alternative data, scoring models and fraud signals.

Payments

Card schemes, A2A rails, FX providers and disbursement partners.

Comms & engagement

SMS, email, push and in-app messaging providers.

Partners

A growing roster of enabling merchants.

We don't list partners publicly until they're ready to be named — talk to us about which providers serve your specific market.